INDEPENDENT MORTGAGE ADVICE

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We specialise in helping people with difficult credit ratings find a remortgage. When looking at applications for a remortgage, a Lender has to assess the risk of lending a large sum of money. They will take into account various factors about you: your income, your age, your employment status, how much you want to borrow, what you want the loan for. They will also want to check your credit rating.

This can be stressful, especially if you have CCJs, arrears, a previous bad credit history or are self employed.

At McQuistin Financial we specialise in remortgages for people like you - people who have been turned down by other loan or mortgage companies because of their circumstances.

We know how difficult it can be to get help, that is were our qualified financial advisor service comes into its own. We listen sympathetically to all applications on an individual basis - discretely and in confidence.

We believe everyone has a 2nd chance!

CCJ remortgage
Bad Debt
Adverse Credit or Poor Credit rating
Mortgage Arrears
Individual Voluntary Arrangement (IVA)
Bankruptcy

Be aware that adding existing debt to your mortgage may increase the repayment term and/or the overall cost of your mortgage.

The overall cost for comparison is 8%.

The actual rate available will depend on your circumstances. Please ask for a personalised illustration.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

We do not normally charge a fee for mortgage advice, however as an independent adviser we do have a fee based option available.

The fee we may charge is usually 1.5% of the loan amount and can be added to the amount borrowed.

The FSA do not regulate some forms of mortgage.